Hybrid based in Warsaw, or fully remote from Poland.
Our Vision 🎯
To empower every e-commerce business in the world to turn its data into instant access to capital.
Engineering is the engine behind that vision. Every credit decision, every API integration with Amazon and Walmart, every automated underwriting pipeline runs on the systems our engineering team builds and operates. As we scale our loan book and expand underwriting-as-a-service to the broader market, the quality of our engineering organisation directly determines how fast and how safely we grow.
Role Overview 🚀
As Head of Engineering at Uncapped, you will lead our engineering organisation across six platform layers: Customer Engagement, Onboarding, Underwriting Automation, Core Financial Platform, Data Infrastructure, and GCP/Kubernetes-based platform engineering. You'll manage and develop engineering managers, own the overall technical architecture, and drive the disciplined, high-velocity execution that a high-growth fintech demands.
This is a dual-mandate role. You'll be deeply embedded in system design and technical direction while simultaneously developing the management layer that lets the organisation scale without losing quality or speed. You'll also lead the team's adoption of AI tooling as a structural productivity multiplier, not an afterthought.
About Uncapped 👫
Founded in 2019, Uncapped is a fintech company focused on providing working capital to SMEs in North America and Europe.
We leverage multiple data sources to make credit decisions faster, safer and more conveniently. We are working with the largest platforms in the world, including Amazon and Walmart, and strive to be the best alternative lender globally.
What You'll Do ✍️
Lead Engineering Strategy & Team Build and develop a high-performing engineering organisation of 15+ engineers and engineering managers. Strengthen the culture, processes, and communication discipline that enable autonomous, high-quality delivery across distributed EU/UK/US timezones. You'll own engineering career frameworks, manager development, and the hiring bar.
Own Technical Architecture Partner with the CTO to set and enforce technical direction across the full platform stack. Lead architecture reviews, own governance frameworks, and make consequential build/buy/integrate decisions, particularly as we modernise underwriting automation and onboard new marketplace data partners. You'll be the person who identifies structural fragility before it becomes operational risk.
Drive AI-Powered Productivity Lead the organisation's adoption of AI tooling across the full development lifecycle: code generation, testing, documentation, and incident response. Set expectations, track impact, and make high-leverage AI usage a team norm rather than an individual habit. You'll have a credible, hands-on point of view here, not a delegated one.
Enforce Engineering Discipline Own delivery cadences, planning hygiene, cross-squad coordination, and accountability structures. Build the processes that keep a fast-moving team aligned without bureaucracy. Establish and maintain clear ownership boundaries across squads to prevent fragmentation and information silos.
Enable Cross-functional Impact Partner with Risk, Product, and Operations to ensure engineering output translates directly into business outcomes: faster credit decisions, higher automation rates, and new partner integrations. Assess the cost and feasibility of new technical initiatives and communicate tradeoffs clearly to non-technical stakeholders.